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HippoSplit

Paid
★ 1 • Updated Jul 15, 2026, 09:13 AM

HippoSplit is a chat-first expense tracker that simplifies splitting group costs.

Use Cases ▼
01

Splitting travel expenses among friends with mixed currencies

02

Roommates sharing rent, utilities, and grocery costs

03

Couples managing joint leisure and household spending

04

Family budgeting for group outings or vacations

05

Solo expense tracking while traveling internationally

06

Splitting restaurant bills with friends from one receipt photo

What Problem It Solves ▼

Group expense splitting often involves manual spreadsheets, receipt chasing, and awkward IOUs. HippoSplit solves this by embedding expense tracking into a familiar chat interface, automating receipt parsing, multi-currency conversion, and fair split calculations, so groups can settle costs effortlessly.

Key Features ▼
✓

Intuitive chat-based interface requires no learning curve

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Supports over 150 currencies with live exchange rates

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Guest access enables participation without account creation

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Strong privacy with no ads, tracking, or data selling

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AI-powered receipt parsing simplifies entry

Overview

HippoSplit is a chat-first expense tracker that simplifies splitting group costs. Users create a shared group chat and send messages, photos, or receipts to log expenses. The platform automatically parses receipts, converts currencies, and calculates splits using live exchange rates for over 150 currencies. Splitting methods include equal, by item, custom amounts, or percentages. Settlements are presented with clear reports and simplified payment summaries. The interface is designed to feel like messaging, eliminating the need for spreadsheets or complex finance tools. All data is encrypted at rest and in transit, and the service promises no ads, tracking, or data sales. A free tier offers unlimited expense entries and 7 AI scans per week, while a premium subscription unlocks unlimited AI scans, advanced reports, and priority support.

Pros & Cons

Pros

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Intuitive chat-based interface requires no learning curve

+

Supports over 150 currencies with live exchange rates

+

Guest access enables participation without account creation

+

Strong privacy with no ads, tracking, or data selling

+

AI-powered receipt parsing simplifies entry

Cons

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Free plan limits AI scans to 7 per week

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Premium subscription required for advanced features

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No dedicated mobile app (web-based only)

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Limited integrations with other financial tools

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Feature set still growing compared to established competitors like Splitwise

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