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Killion Labs

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• Updated Jul 14, 2026, 09:22 PM

Killion is an AI-powered financial planning platform that connects to users' real-world brokerage, bank, and crypto accounts via read-only access.

Use Cases ▼
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FIRE (Financial Independence, Retire Early) planning

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Retirement readiness projection

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Portfolio stress-testing under recession scenarios

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Monte Carlo simulation of long-term wealth

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Real-time net worth tracking across institutions

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Scenario modeling for large purchases or income changes

What Problem It Solves ▼

Individuals lack a holistic, data-driven tool to simulate long-term financial outcomes using their actual portfolio, leading to guesswork in retirement and financial independence planning. Killion solves this by providing real-time account aggregation and powerful Monte Carlo simulations to project net worth and stress-test plans against life events.

Key Features ▼
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Read-only account access ensures security

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1000-path Monte Carlo simulations for robust projections

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Aggregates over 15 brokerages, banks, and crypto exchanges

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Privacy-focused with no data selling or commissions

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AI assistant provides insights across all finances

Overview

Killion is an AI-powered financial planning platform that connects to users' real-world brokerage, bank, and crypto accounts via read-only access. It aggregates all holdings, tracks net worth in real-time, and provides a holistic view of one's financial picture. The platform centers on a Monte Carlo simulation engine that runs thousands of probabilistic projections over decades, showing potential future net worth, retirement readiness, and financial independence dates under various market conditions and personal choices. Users can adjust assumptions like contribution rates, inflation, and retirement age to instantly see how outcomes shift. Killion emphasizes privacy and security, with SOC 2 Type II preparation, no data selling, and a flat subscription model. It is designed for individuals pursuing financial independence (FIRE), long-term planners, and anyone wanting an AI assistant that understands their complete financial situation.

Pros & Cons

Pros

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Read-only account access ensures security

+

1000-path Monte Carlo simulations for robust projections

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Aggregates over 15 brokerages, banks, and crypto exchanges

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Privacy-focused with no data selling or commissions

+

AI assistant provides insights across all finances

Cons

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Pricing information not publicly disclosed

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Simulations are hypothetical and not guaranteed

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Not a replacement for professional financial advice

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Lacks open-source or self-hosted options

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May not cover all financial institutions globally

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