Selfinance.pro
Selfinance.pro is a paid, EU-hosted personal finance SaaS that consolidates net worth, budgeting, investments, emergency fund, and debt into a single dashboard. It is designed for individuals who previously relied on spreadsheets, separated budget apps, or investment trackers. The platform supports multi-currency tracking across USD, EUR, PLN, GBP, and CHF, and it automatically updates portfolio prices and foreign-exchange values. A key feature is an MCP-based AI connector that allows users to interact with their financial data from ChatGPT or Claude. Users can ask questions about their budget status, log expenses, review net worth, and update records through natural language chat. The connector uses per-user Google sign-in and only modifies Selfinance records, not bank accounts or real money. Setup is done by adding a custom connector URL in the AI assistant's settings. The dashboard includes budgeting categories, an emergency fund runway, a debt and mortgage overpayment simulator, and a suite of free calculators such as FIRE and compound-interest tools. Selfinance positions itself as an alternative to YNAB, spreadsheets, and multi-app personal finance stacks, promising clearer visibility with less weekly maintenance while remaining hosted in the EU and protected with bank-grade encryption.
- Category
- Cryptocurrency
- Pricing
- Paid
Problem solved
Selfinance solves fragmented personal finance by replacing spreadsheets and multiple budgeting, investment, and net-worth apps with one dashboard. It also makes personal finance answerable and editable from ChatGPT or Claude through an MCP connector, so users can check budgets, log expenses, and review their full financial picture without opening another app.
Use cases
- Track net worth across assets and liabilities in one place
- Budget monthly spending with needs, wants, and limits
- Monitor stocks, funds, real estate, and crypto in a unified portfolio view
- Calculate emergency fund runway based on real spending
- Simulate mortgage overpayment vs. investing scenarios
- Log expenses quickly by typing or by voice
- Ask ChatGPT or Claude about current budget and net worth
- Add expenses or transactions from an AI chat session
Audience
- Developers
- Hobbyists
Pros
- Combines budgeting, investing, net worth, debt, and emergency fund tracking in one dashboard
- Native multi-currency support for USD, EUR, PLN, GBP, and CHF
- MCP connector enables AI assistants like ChatGPT and Claude to read and update financial data
- EU-hosted with bank-grade encryption and per-user Google sign-in
- Includes money calculators and debt/overpayment simulators
Cons
- Paid SaaS with no visible free tier in the provided information
- No automated bank or credit-card transaction feeds are mentioned, so tracking may require manual entry
- AI connector needs custom setup in the AI assistant, which may be non-trivial for non-technical users
- AI actions are limited to Selfinance records and cannot move real money or connect to banks directly
- Available information does not detail multi-user or family accounts
Official website: https://selfinance.pro/
Canonical LambdaBase page: https://www.lambdabase.com/tools/selfinance-pro