Billvy
Billvy is a SaaS accounting and invoicing platform positioned as accounting software for business owners rather than accountants. It provides a clean dashboard for creating invoices, tracking expenses, monitoring cash flow, and staying tax-ready. The product emphasizes plain English rather than accounting jargon, a mobile-first browser experience, and a setup that aims to let users send an invoice in under a minute. It starts free without a credit card, with paid Pro features available. Core capabilities include smart invoicing with paid, sent, and overdue tracking; AI-assisted expense categorization; a cash-flow overview; year-to-date income and expense summaries with tax set-aside estimates; project profitability with budgets and time tracking; quotes and recurring invoices; payment reminders; receipt and invoice scanning; and Ask Billvy Pro natural-language queries about financial data. Planned roadmap items include bank statement import, vendor bill pay, fixed asset management, and contractor filing. Billvy targets freelancers, solopreneurs, service agencies, trades and construction businesses, small businesses, non-profits, and e-commerce sellers. Security features include signed-in access only, HTTPS encryption, bcrypt-hashed passwords, account data export or deletion, and optional two-factor authentication. The homepage positions the product for small businesses in certain English-speaking markets, including the UK and Canada.
- Category
- Finance
- Pricing
- Paid
Problem solved
Small business owners often need to invoice clients, track expenses, monitor cash flow, and prepare for taxes, but many accounting tools are built for accountants. These tools can be expensive, cluttered, and slow to learn before a user can send a single invoice. Billvy simplifies these tasks into one owner-friendly dashboard with plain-language workflows, quick invoicing, automated expense categorization, and AI-assisted questions, reducing the need for accounting expertise or multiple disconnected tools.
Use cases
- Freelancers creating and sending invoices in under a minute
- Service agencies tracking per-client invoicing and project budgets
- Trades and construction businesses tracking costs against job or project budgets
- Small business owners monitoring cash available and outstanding payments
- Non-profits recording income and expenses without enterprise accounting software
- E-commerce sellers recording sales income and business spending outside their storefront
- Business owners using natural-language questions to ask who owes money or why profit changed
- Owners turning unbilled project time into an invoice with one click
Audience
- Business Users
- Startups
Pros
- Fast invoice creation with guided forms and a plain-language interface
- Mobile-first and browser-based, so it works from a phone without installing desktop software
- Combines invoicing, expense tracking, cash flow, project profitability, and tax readiness in one dashboard
- AI-assisted expense categorization and Ask Billvy Pro natural-language financial questions
- Starts free without a credit card and allows data export or account deletion
Cons
- Several advanced capabilities, such as bank statement import, vendor bill pay, fixed asset management, and contractor filing, are roadmap items rather than currently available features
- Useful features including Ask Billvy, payment reminders, and receipt scanning require the paid Pro plan
- No public GitHub repository or open-source/self-hosted option is provided
- May not satisfy complex accounting needs or replace a professional accountant
- Regional availability and tax support appear limited to certain English-speaking markets
Official website: https://getbillvy.com/
Canonical LambdaBase page: https://www.lambdabase.com/tools/billvy