tracked.
tracked. is an independent finance app for iPhone that combines expense logging, subscription tracking, and proactive savings suggestions in one calm interface. Users can record transactions in two taps or snap a photo of a receipt, and the app automatically reads the merchant, total, and date from the image. Recurring charges are gathered into a single subscription list with renewal reminders, so it is clear what money is leaving before it happens. The app actively looks for cheaper alternatives to existing subscriptions. Its AI assistant, Penny, compares each recurring service against similar apps and calculates how much the user could save by switching. Penny can also answer natural-language questions about spending, such as how much was spent on food last month or which subscriptions can be canceled, and it highlights forgotten services or unusual spending patterns. tracked. is monetized through a freemium model. Basic expense and subscription tracking are free indefinitely, while a Pro plan unlocks unlimited access to Penny’s questions and instant breakdowns at $2.99 per week or $39.99 per year after a three-day trial. The app is available from the Apple App Store, and the company also runs an app directory and a partner program to connect users with cheaper alternatives.
- Category
- Finance
- Pricing
- Paid
Problem solved
tracked. helps people avoid wasting money on recurring charges and overlooked expenses. It simplifies logging via manual entry or receipt photos, monitors subscriptions, and provides proactive renewal reminders and recommendations to switch to cheaper plans, giving users the clarity needed to make better spending decisions.
Use cases
- Log daily expenses quickly by typing the amount and merchant or by uploading a receipt photo
- Monitor all active subscriptions in one list with renewal dates and monthly costs
- Get reminded before subscriptions renew to decide whether to cancel or continue
- Discover lower-cost app or plan alternatives for current subscriptions and see savings estimates
- Ask Penny natural-language questions about spending habits and receive instant breakdowns
- Review monthly spending patterns to identify budget leaks or forgotten charges
Audience
- Business Users
- Startups
Pros
- Two-tap expense logging and photo receipt scanning minimize manual input
- Subscription detection and renewal alerts help prevent surprise charges
- Penny AI provides plain-language, instant spending insights
- Cheaper-alternative suggestions can surface significant potential savings
- Core expense and subscription tracking is available free
Cons
- iPhone only; no Android, web, or desktop version
- Unlimited access to Penny requires a paid Pro subscription
- Expense tracking depends on manual logging or receipt photos rather than automatic bank sync
- Alternative comparisons may not cover every subscription or regional service
Official website: https://usetracked.com/
Canonical LambdaBase page: https://www.lambdabase.com/tools/tracked