Baznek
Baznek is an AI-powered financial intelligence platform designed to help freelancers, remote workers, and businesses uncover hidden fees in their payment transactions. It instantly detects platform commissions, payment gateway fees, and exchange rate markups that erode take-home pay. The platform supports a wide range of freelance marketplaces (Upwork, Fiverr, Freelancer, etc.) and payment methods (PayPal, Stripe, Payoneer, Wise, Wire/Bank, Crypto). Users can manually input transaction details or upload CSV statements for bulk audit, with the AI fetching live exchange rates and calculating net payouts after all deductions. Baznek offers an AI Detective that accepts pasted transactions or CSV file uploads, automatically identifying statement formats and producing a detailed fee breakdown. The tool provides a Bulk Statement Audit feature, allowing users to audit an entire history of earnings, view total fees, and calculate an effective fee leakage rate. Additionally, a suite of Quick Tools—including Platform Comparison, Raise Your Rate, FX Loss Detector, and others—helps users optimize pricing, compare platforms side-by-side, and plan for taxes. Results can be saved to a personal journal or exported as PDF. The platform is entirely free to use and aims to bring transparency to the often opaque world of cross-border payments. It supports multiple languages and provides popular comparison templates (e.g., Wise vs Payoneer, Upwork vs Fiverr) to get users started quickly. Baznek is continuously updated with current fee structures and exchange rates, though the AI component may fall back to cached data when live fetching is unavailable.
- Category
- Finance
- Pricing
- Free
Problem solved
Freelancers and businesses often lose a significant portion of their income to hidden platform commissions, payment processing fees, and unfavorable exchange rates. Baznek solves this by automatically detecting and quantifying these deductions, providing a clear, real-time view of the true take-home pay and enabling users to make informed decisions about platform and payment method selection.
Use cases
- Compare net earnings across different freelance platforms for a given invoice amount.
- Audit CSV transaction histories from platforms like Upwork, Fiverr, or Stripe to uncover total fees.
- Calculate the necessary gross rate to charge in order to achieve a target take-home pay after all deductions.
- Identify hidden exchange rate markups when withdrawing funds in a different currency.
- Estimate annual fee leakage based on current transaction volumes and fee structures.
- Plan tax set-asides by analyzing income after platform fees.
- Determine the true hourly rate earned on projects after factoring in platform and payment costs.
Audience
- Business Users
- Content Creators
- Startups
- Hobbyists
Pros
- Completely free to use
- Supports major freelance platforms and payment methods
- AI-powered automated fee detection and bulk CSV audit
- Wide range of quick tools for financial planning
- Multi-language interface
Cons
- AI features may rely on cached rates when live data is unavailable
- Limited to supported platforms and payment methods
- No mobile application
- Does not integrate directly with bank accounts or payment APIs for automatic syncing
- No advanced analytics or customization options
Official website: https://baznek.com/
Canonical LambdaBase page: https://www.lambdabase.com/tools/baznek